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Features such as, account information updated 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment are just samples.     *See Credit Card Offer Terms, Conditions, Fees and all Important Disclosures on application page IBERIABANK Visa Gold Apply for the IBERIABANK Visa Gold today! No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. 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